Personal Loan FAQs & Basics

What You Have to Consider Before Lending Money to Family and Friends When a family or friend asks to borrow money from you, it can be a tough decision. Learn what you need to consider before giving this personal loan. How to Choose the Best Private Student Loans Photo of Kevin Mercadante Kevin Mercadante How to Choose the Best Private Student Loans You've already tapped out your federal student loan options, but it's still not...

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When to Use Personal Loan to Fund Continuing Education Find out whether it is a smart move to take out a personal loan for the purpose of funding continuing education and additional classes. How to Document a Loan Between Family & Friends If you're lending money to a family or friend as a personal loan, find out how you should document this loan to protect yourself in case of nonpayment. Quick Loans: Ways to Borrow Emergency Funds Fast Photo of Thomas (TJ) Porter Thomas (TJ) Porter Quick Loans: Ways to Borrow Emergency Funds Fast Try as you might to avoid them, everyone encounters some form of unexpected expense... Should You Refinance Loans When Interest Rates are Rising? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Refinance Loans When Interest Rates are Rising? Refinancing is a strategy that many borrowers use to reduce the interest paid on... Personal Loan Calculator — Estimate Your Monthly Payments Using the personal loan calculator, you can tweak the repayment term to find out the term length with the monthly payment amount that best fits your finances. Credit Card vs. Personal Loan: Which is Better to Fund a Big Purchase? Find out whether it is a smarter move to take out a personal or a use a rewards credit to pay for a major purchase, depending on interest rates and more. When Should You Use a Personal Loan in an Emergency? Photo of Thomas (TJ) Porter Thomas (TJ) Porter When Should You Use a Personal Loan in an Emergency? Personal loans are versatile financial tools. You can use a personal loan for nearly...